CryptoInsightUK analyst Will Taylor said that under a “non-base case” scenario with altcoin-centric rotation, XRP could still reach $28 this cycle, arguing that XRP’s multi-year technical compression leaves room for significant swings if market structure and sentiment align.
Taylor framed this call within a broader theory in his December 27th newsletter, Weekly Insight. In other words, capital movements chasing breakouts in traditional markets could end up in cryptocurrencies, potentially amplifying returns given the small total market capitalization of cryptocurrencies. Within that setup, XRP is his “core position” and he sees the token as a major beneficiary if altcoins capture a larger share of the cycle’s upside.
Can XRP reach $28 this cycle?
Taylor’s XRP outlook is tied to his prediction that the cryptocurrency’s market capitalization could reach around $10 trillion this cycle, a level he characterizes as consistent with previous cycle movements. The more important variable, in his view, is where Bitcoin’s dominance lands if that scenario plays out.
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He wrote that dominance could be in the “35.3% to 31.5% range,” meaning that in that environment Bitcoin’s market cap would be around $3 trillion to $4 trillion, “leaving the door open for around $6 trillion to flow into altcoins.” That’s the background behind his XRP goals. The argument is not about XRP alone, but rather a bet on the size of the altcoin pie if the market turns risk-on.
Taylor also cited trader’s preliminary discussions with Credible Crypto as an example of how high-cycle targets can emerge when liquidity, positioning, and sentiment converge. “My pinned post on X is a conversation with Credible Crypto where he talks about, for example, how XRP could rise to $26 if the stars align in a cycle like this,” Taylor wrote. “And now I really feel like those stars are starting to align.”
Taylor revealed that XRP makes up the vast majority of his portfolio, but warned that this is a potential bias. “You know, my portfolio is about 90 percent XRP, so there’s definitely a bias here,” he said, before laying out a profit-taking framework centered around a mid-cycle target zone.
“I wouldn’t be too surprised if XRP hits a minimum of $8 to $13,” Taylor wrote. “We talked many times about setting a maximum target of about $28 or so and intending to make a lot of profit within that range.”
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He tied the high price target to XRP’s long-term consolidation and technical readings on the possibility that the altcoin-driven cycle will be larger than many investors expect. Taylor explained that the $28 level stems from the “initial breakout of the 2017-2018 cycle,” and emphasized that he intentionally “diluted expectations” rather than modeling a more aggressive multi-leg extension.
Still, his risk management plan specifies reducing exposure in the $8 to $13 range. “As I have said previously, I intend to leverage heavily between $8 and $13 if the opportunity presents itself,” he wrote. “But I’m not going to sell all the bags because I think there’s an outside chance of potentially moving up towards the $28 area.”
XRP discussion
Taylor’s main argument is that XRP’s structure is different than many large-cap stocks because, in his view, XRP has been in “compression” for too long and is now emerging from it. He claimed that XRP has “experienced a longer compression than most altcoins, breaking out of an eight-year trend and holding resistance levels of the past seven years as support.”
He also suggested that the US policy narrative could act as an accelerant during the euphoria phase, citing “rhetoric surrounding US companies,” the “US Transparency Act,” and Ripple’s “continued US presence” as factors that could make high-end outcomes less likely in a risk-on environment.
Still, Taylor reiterated that the $28 figure is not his core expectation. “That said, I want to be clear about this: this is not my primary goal,” he wrote. “My main target is between $8 and $12, and even now there is a chance it could grow to $15 or $16. A move to $28 is an external scenario, not a base case.”
At the time of writing, XRP was trading at $1.86.
Featured image created with DALL.E, chart on TradingView.com
